ICTA Shariah Advisory
Guiding Your Decisions with Shariah Principles
Our Shariah Advisory Services provide practical, reliable, and professionally structured guidance for individuals, businesses, and organizations seeking to align their financial activities, policies, products, and operations with Islamic principles.
We combine sound Shariah knowledge with an understanding of modern business and financial practices to help clients identify Shariah concerns, develop compliant solutions, and build greater confidence in their decisions.
Professional Zakat Management & Calculation
Accurate Zakat calculation can be complex, particularly for businesses, investments, and diverse forms of wealth. Our professional Zakat advisory service helps individuals and organizations determine their Zakat obligations in accordance with established Shariah principles.
Our services include:
- Personal Zakat calculation
- Business and corporate Zakat assessment
- Cash, savings, and investment Zakat
- Trade inventory and receivables assessment
- Gold and silver Zakat calculation
- Agricultural and other applicable assets
- Review of liabilities and deductible items
- Zakat policies and procedures for organizations
- Guidance on Zakat payment and distribution
Outcome: A clear, systematic, and Shariah-based approach to fulfilling your Zakat obligations accurately and responsibly.
Shari’ah Guideline & Policy Formulation
Organizations often require clear Shariah guidelines to ensure their products, services, contracts, and internal processes remain aligned with Islamic principles.
We assist organizations in developing practical Shariah guidelines and policies tailored to their specific activities and operational requirements.
Our services include:
- Shariah policy development
- Product and service guidelines
- Contract and agreement review
- Business transaction guidelines
- Shariah-compliant operational procedures
- Internal Shariah control frameworks
- Ethical and Islamic business practice guidelines
- Review and refinement of existing policies
Outcome: Clear, documented, and practical Shariah guidelines that can be integrated into day-to-day organizational operations.
Corporate Shari’ah Audit
A Shariah audit provides an independent and systematic review of an organization’s activities to identify areas of Shariah compliance and potential non-compliance.
Our Corporate Shariah Audit service examines relevant business activities, documentation, processes, and transactions against applicable Shariah principles.
Our audit may cover:
- Business operations and practices
- Financial transactions
- Contracts and agreements
- Revenue and income sources
- Investment activities
- Product and service structures
- Internal policies and procedures
- Existing Shariah controls
- Identification of potential Shariah non-compliance
Following the review, we provide observations, recommendations, and practical corrective measures where necessary.
Outcome: Greater transparency, stronger Shariah governance, and a structured roadmap for addressing identified compliance concerns.
Personal Shari’ah Consultancy
Individuals often face Shariah-related questions involving finance, business, investments, inheritance, contracts, and everyday transactions. Our Personal Shari’ah Consultancy provides confidential and practical guidance based on relevant Islamic principles.
Our services include:
- Personal financial matters
- Investment and savings
- Business transactions
- Partnership and commercial agreements
- Buying and selling
- Loans and debt-related matters
- Inheritance-related guidance
- Zakat-related questions
- Islamic banking and financial products
- Other personal Shariah-related concerns
We aim to explain the relevant principles clearly and help clients understand the Shariah considerations surrounding their specific situation.
Outcome: Clearer understanding and informed decision-making based on applicable Shariah principles.
Corporate Shari’ah Audit
A Shariah audit provides an independent and systematic review of an organization’s activities to identify areas of Shariah compliance and potential non-compliance.
Our Corporate Shariah Audit service examines relevant business activities, documentation, processes, and transactions against applicable Shariah principles.
Our audit may cover:
- Business operations and practices
- Financial transactions
- Contracts and agreements
- Revenue and income sources
- Investment activities
- Product and service structures
- Internal policies and procedures
- Existing Shariah controls
- Identification of potential Shariah non-compliance
Following the review, we provide observations, recommendations, and practical corrective measures where necessary.
Outcome: Greater transparency, stronger Shariah governance, and a structured roadmap for addressing identified compliance concerns.
Why Choose ICTA
- Experienced Mentors: Panel of qualified Muftis, scholars, and economists
- Modern Curriculum: Integration of classical Fiqh with contemporary economics
- Practical Learning: Case studies and project-based approach
